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  Latest News

Date : Sun, 05 Sep 2010 17:39:41 GMT

 Three Indian swimmers test positive

Three Indian swimmers, including two from the country\'s Commonwealth Games squad, were provisionally suspended on Sunday for failing dope tests.

Date : Sun, 05 Sep 2010 17:39:40 GMT

 India testfires Brahmos cruise missile

India on Sunday testfired an advanced version of a supersonic cruise missile, officials said, as part of the country\'s drive to boost its defence system. The Brahmos, which can travel at up to 2.8 times the speed of sound and has a range of 290 km (180 miles), was tested at a test range in Orissa.

Date : Sun, 05 Sep 2010 17:39:40 GMT

 Pakistan series opens with air of suspicion

England play their first Twenty20 international on Sunday since claiming the World Cup in Barbados this year against a backdrop of suspicion and innuendo rather than celebration.

Date : Sun, 05 Sep 2010 17:39:40 GMT

 IMF`s Lipsky says moderate world recovery underway

The world economy is recovering moderately but still faces challenges such as the need for mediumterm fiscal consolidation, the IMF\'s First Managing Director, John Lipsky, said on Sunday.

Date : Sun, 05 Sep 2010 17:39:40 GMT

 ICC to appoint independent commissioner for spotfixing

The International Cricket Council (ICC) will appoint an independent commissioner to determine the fate of the three Pakistani players fighting spotfixing charges.

Date : Sun, 05 Sep 2010 09:54:24 GMT

 Suzuki to build new auto plant in India

Japan\'s Suzuki Motor Corp is planning to build a new factory in India capable of producing more than 250,000 vehicles a year, the Nikkei business daily reported on Sunday.

Date : Sun, 05 Sep 2010 08:57:09 GMT

 China car mkt unlikely to sustain breakneck growth

China\'s car market will continue to grow this year but may not sustain the breakneck pace of last year, the chief executive of Ford Motor\'s China car venture said on Saturday.

Date : Sun, 05 Sep 2010 08:57:09 GMT

 Tendulkar tells youngsters to resist lure of money

Indian batsman Sachin Tendulkar advised young cricketers on Friday to resist the lure of money and play the game in the cleanest possible way.

Date : Sun, 05 Sep 2010 08:57:09 GMT

 Obama says his economic policies halted bleeding of economy

President Barack Obama, previewing a big push on the U.S. economy next week, on Saturday defended policies that he said \"have stopped the bleeding\" and put the middle class on the road to recovery.

Date : Sun, 05 Sep 2010 08:57:09 GMT

 G20 members agree economic recovery to continue

G20 delegates agreed on Saturday global economic recovery would endure although the speed of expansion may slow, a South Korean official said.

Date : Sun, 05 Sep 2010 08:57:09 GMT

 Nehwal criticises Delhi`s preparations, then backtracks

Delhi\'s chaotic preparations for next month\'s Commonwealth Games proved India was not capable of hosting major international events, Games ambassador Saina Nehwal said on Saturday, before retracting the statement hours later.

Date : Sun, 05 Sep 2010 08:57:08 GMT

 Pakistan batsman Hameed denies he alleged matchrigging

Pakistan test opener Yasir Hameed denied on Saturday he had told the British tabloid The News of the World that he had accused his team mates of fixing matches.

Date : Sun, 05 Sep 2010 08:57:08 GMT

 Obama running out of options to aid housing market

A further downturn in the battered U.S. housing market has put the Obama administration in a tough spot with few tools to stem foreclosures ahead of congressional elections in which Democrats face big losses.

Date : Sun, 05 Sep 2010 08:57:08 GMT

 Three Japan banks to set up 100 bn yen corp rehab fund

Bank of TokyoMitsubishi UFJ and Sumitomo Mitsui Banking Corp will partner with Development Bank of Japan to set up a corporate turnaround fund aiming to invest about 100 billion yen ($1.19 billion), the Nikkei said.

Date : Sun, 05 Sep 2010 08:57:08 GMT

 US Govt says no leaking oil at Mariner platform

US government inspectors found no leaking oil at Mariner Energy Inc\'s burned platform in the Gulf of Mexico, officials said late on Friday, allaying fears about more environmental damage after BP\'s massive spill.

 
 
 
  Insurance
 
Life Insurance
 
 

Why do I need Life Insurance?
Life insurance is designed to protect you and your family against financial uncertainties that may result due to unfortunate demise or illness. You can also view it as a comprehensive financial instrument – as a part of your financial planning offering you savings & investment facilities along with cover against financial loss. By choosing the right policy as per your needs i.e. customized solutions, you will be able to plan for a secure future for yourself and your loved ones.

Choosing the right plan
Identifying the right plan basis your needs is the first crucial step towards insurance planning. At HDFC SL we help you through this decision by identifying your various needs and offering plans that are customized for you. You may also choose a plan for yourself by identifying the life stage you are at.
 

Analyzing Needs

What is your need?

 Protection
Need for a sound income protection in case of your unfortunate demise

 Investment
Need to ensure long-term real growth of your money

 Saving
Save for the milestones and protect your savings too

 Pension
Need to save for a comfortable life post retirement
 
Once you have analysed your needs as per above classification, you need to then ascertain important factors such as type of cover, insurance amount as per one's income, life stage and dependents. It is difficult to arrive at all these figures yourself. Our financial consultants can help you with all the analysis to offer a customized solution by doing a thorough need analysis.
 

Young and Single

An important stage where one lays down the foundation of a successful life ahead. Take advantage of the time and power of compounding to ensure that you build up your dreams. Start saving early.
 

Your needs

Save for a home and wedding

 Tax Planning
 Save for Golden years

 
STAGE 2

Just Married
Marriage brings about a significant change. New dreams and new opportunities also bring in additional responsibilities. While both of you look forward to a happy and secure life , it is equally important to ensure that eventualities don’t come in the way of shaping your dreams.


Your needs
 Planning for home / securing your home loan liability
 Save for vacation
 Save for your first child
 

STAGE 3

Proud Parents
Once you have children, your need for life insurance is even more. You need to protect your family from an untoward incident. Ensure your protection umbrella takes into account the future cost of securing your child’s dream. You will want life to go on for your loved ones, and having enough life insurance is a way to help ensure that.


Your needs
 Provide for children’s education
 Safeguarding family against loan liabilities
 Savings for post-retirement

 
STAGE 4

Planning for Retirement
While you are busy climbing the ladder of success today, it is important for you to take time and plan for your life after retirement. Having an early start for retirement planning can make a significant difference to your savings. Think about your golden years even before you have reached them. The key is to think ahead and plan well using your time and money.


Your needs
Provide for regular income post retirement
Immediate Tax benefits
Lead a secure, independent and comfortable life style in your retirement years

3 Easy Steps to your own plan
 
Step 1 Choose the amount of targeted savings and policy term using our Financial Planning Tool.

Step 2 Choose any one of the 3 plan options as per your child's requirement.

Step 3 Work out the premium payable and Sum Assured with our Financial Consultant
 

Products

Individual plans :
Endowment plans / Money back plans / pension plans

Investment plans :
Unit linked endowment plan / Unit linked pension plan

Protection plans :
Term assurance plan / loan cover term assurance

Children’s plans :
Unit linked young star plan
 

Other saving products

Scheme Name 

Duration

Rate of interest p.a.

Option 

Postal investments

NSC

6 yrs.

8%

On Maturity

KVP

8yrs. 7 months(103 months)

8%

On Maturity

Senior citizen

Scheme

5 yrs.  

9%

Cumilative- 3 Months

Other investment schemes

RBI Bonds

6 yrs.

7%

Hly

Bank F.D.

390 Days

7%(apx.)

Cumulative

(Note :  Senior Citizens Get 0.5% More on Bank F.D.s - Not Sure)

PO MIS

8 % Monthly

 
 
General Insurance
 

1. Health Insurance

Critical Care :
Lump-sum benefit on diagnosis of Critical Illness/Major Medical Illnesses and Procedures, Personal Accident and Permanent Total Disablement (PTD) Cover.

10 K Tax Saver Plan :
A fixed premium plan enabling highest tax saving u/s 80D with comprehensive health benefits.

Family Floater Plan :
A single policy that secures the hospitalization expenses of your entire family.

Personal Accident Insurance :
A Policy that covers personal accident, permanent total disablement (PTD) and loss due to terrorism.

 
2. Home Insurance

It is imperative that you secure your home from natural and man-made catastrophes. Our Home Insurance Plan ensures you peace of mind by protecting the structure and the contents of your home.
 

3. Motor Plans

Car Insurance :
A comprehensive policy that not only covers you against third party but also against accidents, damage, injury and much more.

Two Wheeler Insurance :
A composite policy that protects you against unfortunate accidents, third party liability, injuries and damages.

 
4. Overseas Insurance

This will cover you when you are traveling abroad..
 
 
Designed By: Yew Tec